Phone: 859-219-9090
Fax: 859-219-9292
Email: E-mail Me
Kelly joined Richardson Law Group, PLLC as a litigation attorney in 2023. She attended and graduated from the University of Kentucky College of Law. She is originally from St. Louis, Missouri.
Professional Experience
Associate, Richardson Law Group, PLLC, Lexington KY September 2023 to present.
Staff Attorney, Fayette Circuit Court
Education
University of Kentucky J. David Rosenberg College of Law, Juris Doctor, (2022)
University of Kentucky Patterson School of Diplomacy, MA Diplomacy (2021)
University of Kentucky Bachelor of Arts in Political Science, Minors in Philosophy and International Studies Summa Cum Laude (2017)
Accomplishments, Honors, and Affiliations
Kentucky Bar Association
Moot Court Board, Vice President
Phi Beta Kappa
Representative Matters
February 2025, Kentucky Court of Appeals: Eagle Furniture Manufacturers, LLC v. Nautilus Insurance Company. Eagle Furniture obtained an insurance policy from Nautilus through a premium finance company, IPFS. Eagle was to make a premium payment to IPFS on December 11, 2020. However, they did not provide a payment. As a premium finance company, IPFS had to provide notice before cancelation. IPFS sent notice of cancelation on December 14, 2020, giving Eagle until December 29, 2020, to make a payment. Payment was not received by December 29, 2020; therefore, Eagle's policy would be canceled effective January 2, 2021. Eagle sustained a loss that would have otherwise been covered on January 4, 2021. Eagle then tried to make its past-due payment, which was rejected by IPFS. Eagle then filed suit in Warren County Circuit Court against IPFS and Nautilus, seeking coverage under the Nautilus policy. Summary Judgement was granted in favor of Nautilus and IPFS due to the fact that IPFS property gave notice of cancelation. Eagle then appealed. On behalf of Nautilus, Kelly Alford argued that KRS 304.20-320(2) and/or 304.30-110 did not apply to Nautilus since those provisions only applied to premium finance companies and not insurers. Further, Nautilus, being an insurer, did not cancel Eagle's policy; instead, it was IPFS, acting as Eagle’s attorney-in-fact, who executed the cancellation. Lastly, IPFS properly gave Eagle notice of the cancellation. Therefore, IPFS, acting as Eagle’s attorney-in-fact, properly canceled the policy issued by Nautilus. The Court of Appeals agreed and Affirmed the summary judgment, additionally finding that there was no evidence that Nautilus breached any contractual obligations, nor did Eagle support claims of bad faith or violations of the KUCSPA or KCPA, all of which were contingent on a breach of contract.
Spare Time
In her spare time, Kelly enjoys cooking, traveling, volunteering at Justin’s Place, and spending time outside with family and friends.